Embedded credit meets its cost of funds
Point-of-sale lending grew up when money was free. It is now a business where the spread has to cover the funding, and the losses.
AUGUST 22, 2026
TopicEmbedded Finance
Embedded finance finds its natural habitat in vertical software
Payments, lending, and insurance inside industry-specific platforms are outperforming standalone fintech, and the platforms know their pricing power.
AUGUST 5, 2026